InsurancePlus includes Travel Cancellation and Curtailment Insurance and Loss Damage Waiver for Rental Cars. InsurancePlus is included with American Express® Gold Business Cards without having to register. It is not available for American Express Business Cards. InsurancePlus also offers all Mastercard cardholders extra security with separate registration and a monthly fee of CHF 5 or EUR 3 per card.
If you pay for at least half of your trip using your Business Card, you are well covered against travel cancellation or interruption as a consequence of accident or illness as the cardholder.
If you pay at least half of your rental car costs using your Business Card, the Loss Damage Waiver for Rental Cars applies. It is best to provide details when you book the rental car.
Please refer to the General Terms and Conditions of Insurance to obtain the exact InsurancePlus provisions (including sums insured and exclusions of liability).