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American Express® Gold Card

The American Express® Gold Card offers many benefits when traveling, dining and shopping. Pay securely while traveling worldwide and benefit from travel services such as lounge access, dining and shopping credits, comprehensive insurance and 15,000 Membership Rewards welcome points.

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Your American Express® Gold Card Benefits

  • Half the annual fee in the first year
  • 15,000 Membership Rewards points
  • blue SuperMax streaming subscription at half price in the first year, saving CHF 149.40
  • Comprehensive insurance package

Experience the American Express® Gold Card

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Airport-Lounges

Priority Pass Membership & 2 free Admissions

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Worldwide Lounge Access with Priority Pass™ Included

With your American Express® Gold Card, you get Priority Pass membership for free, which gives you access to over 1,700 airport lounges in more than 130 countries and 500 towns and cities around the globe. Two admissions to lounges are included per year.

  • Access to over 1,700 airport lounges worldwide
  • A large selection of food and drink options
  • Sleeping facilities and spa areas
  • Numerous international newspapers and magazines
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Priority Pass membership & free admission

Airport-Lounges

Apply for the American Express Gold Card now and start with 15,000 Membership Rewards welcome points

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Travel-Benefits

No-worries travel, Experience more

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Worry-free travel, more experiences worldwide.

With the many travel advantages provided by your American Express® Gold Card – such as worldwide lounge access as well as hotel and car rental discounts – you can travel around the globe feeling relaxed and without any worries.

Just one question remains: Where are you visiting next?

American Express® Gold Card Travel Benefits

Airport lounges

With the American Express Global Lounge Collection® you have access to more than 1,400 airport lounges worldwide. Whether you’re looking for a place to rest and recharge or a place to work, our growing lounge network welcomes you.

Hotel programs

The global American Express network allows you to discover the most beautiful hotels all over the world. Enjoy unique benefits with the American Express hotel programs as well as a special status with leading hotel chains around the world.

Rental car programs

As a member of the American Express rental car partner programs and limousine services, you drive at special rates and enjoy other extensive privileges.

Travel insurance

With our cards, cardholders enjoy comprehensive insurance and assistance benefits. Wherever you are in the world, the American Express® Card offers comprehensive insurance cover. 

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American Express® Gold Card

Every trip becomes an experience

Apply for the American Express Gold Card now and enjoy immediate advantages with 15,000 Membership Rewards welcome points.

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Lifestyle-Benefits

Everyday Extras that Make a Difference

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Your Everyday Extras with the American Express® Gold Card

With the American Express® Gold Card, you benefit from valuable extras every single day. Enjoy credits for gastronomic discoveries, collect points with every payment, and rely on purchase insurance for added peace of mind. In addition, you can look forward to exclusive advantages when traveling and shopping. 

This makes your Gold Card a reliable companion – in daily life and around the world.

American Express® Gold Card Lifestyle Benefits

Shopping benefits

The American Express® Gold Cardholders benefit from selected discounted American Express SelectsSM offers for shopping, restaurant, travel and entertainment. The included Purchase Protection Insurance coverage guarantees a happy shopping experience.

Dining benefits

For connoisseurs, gourmets and pleasure-seekers: With the American Express® Gold Card, you receive an annual credit worth up to CHF 100 for consumption in restaurants and with delivery services in Switzerland.

Streaming benefit: blue SuperMax

Get Disney+, Paramount+ and Sky Cinema with the American Express Gold Card preferential conditions thanks to blue SuperMax. Stream the latest blockbusters or series on your smartphone, tablet or smart TV.

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American Express® Gold Card Lifestyle Benefits

Where enjoyment begins

Your extras for the restaurant or a night at the movies. Apply for the American Express® Gold Card and enjoy amazing lifestyle benefits.

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Insurance-Coverage

Peace of Mind Wherever You Go

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Peace of Mind - Wherever You Travel

The American Express® Gold Card features a comprehensive insurance package that allows you to travel and shop without any worries. Just pay using your Gold Card and you enjoy great coverage when shopping and traveling1.

  • Travel Inconvenience Insurance for flight or luggage delays
  • Transport Accident Insurance / vehicle assistance
  • Foreign Travel Medical Expenses Insurance
  • Shopping insurance
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American Express® Gold Card Insurance

Your All-Round Protection

Apply for the American Express® Gold Card and benefit from comprehensive insurance coverage.

1Please refer to the General Terms and Conditions of Insurance for the American Express Gold Card to obtain the exact provisions (including sums insured and exclusions of liability).

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Rewards-Program

Earn Points on Every Purchase

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Earn Points on Every Purchase

You collect valuable Membership Rewards points (CHF 1 spent on card = 1 point) with every payment you make for your daily shopping, at a restaurant or for online shopping using your American Express® Gold Card. You can use your points for exciting rewards such as flight miles or vouchers.

The Membership Rewards points don’t expire as long as you’re the holder of a valid American Express® Gold Card that participates in the Membership Rewards program.

Membership Rewards® Program

Pay with Points

Even more flexibility with Membership Rewards. Pay for your purchases in the Swisscard app with the Membership Rewards points you have collected.

Membership Rewards Shop

Use your collected Membership Rewards points to transfer into airline miles and travel loyalty programs such as Miles & More, Flying Blue, SkyMiles, and many more.

Membership Rewards Points Calculator

On top of 15,000 Membership Rewards welcome points, you continue to earn points with every card transaction. Use the calculator to see how many points you can collect monthly or annually.

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Membership Rewards® Program

Bonus program

Apply for the American Express® Gold Card now and start with 15,000 Membership Rewards welcome points.

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Digital-Services

Smart Payments

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Smart payments

With the American Express® Gold Card, you benefit from innovative digital services that make your everyday life easier, more secure, and more flexible. Whether it’s mobile payments via smartphone or smartwatch, full transparency in the Swisscard app, or secure online transactions – your Gold Card is always by your side.

The American Express® Gold Card combines flexibility and security with a modern digital lifestyle, giving you independence worldwide and complete control over your finances at all times.

American Express® Gold Card

Digital Services

Mobile payment

Your American Express Card enables you to use various mobile payment solutions. So you can pay simply, quickly and securely worldwide with your smartphone or smartwatch.

Swisscard app

Thanks to the free Swisscard app for Android and iOS, you have all the information about your credit card and card payments to hand everywhere and in real time. The 3-D Secure service is integrated in the app and allows online payments to be checked and approved.

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Your card for modern payments and limitless freedom

Digital, flexible, worldwide

Apply for the American Express® Gold Card now and enjoy numerous digital services and benefits.

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Premium Services

Where Service Truly Matters

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Service that’s convincing

With the American Express® Gold Card, you benefit from digital services that make your daily life easier, more secure and more flexible. Whether it’s convenient mobile payments via smartphone or smartwatch, full transparency in the Swisscard app or secure online payments – your Gold Card is always by your side.

The American Express® Gold Card combines flexibility and security with a digital lifestyle – allowing you to stay independent worldwide and have control over your finances all the time.

With the installment facility for the American Express® Gold Card, you increase your financial freedom within your credit limit and gain more flexibility in your daily life.

The additional card offers virtually all the principal card’s services and benefits. Apply for an additional card for your partner or a person you trust here.

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Competent, available and always by your side

More service. More security.

Apply for the American Express Gold Card and benefit from Gold standard customer service.

FAQ about the American Express® Gold Card

The American Express® Gold Card is ideal for travelers, epicureans, and frequent shoppers. Regular restaurant visitors, online shoppers, and frequent travelers benefit from:

  • Two free lounge visits per year
  • Annual dining credit worth CHF 100
  • Comprehensive shopping insurance

The annual fee of CHF 350 includes:

  • Lounge access with Priority Pass™ (two visits)
  • CHF 100 dining credit
  • Shopping advantages via American Express SelectsSM
  • Extensive travel and shopping insurance
  • Membership Rewards® program with no points expiration

Yes. With your Gold Card, you benefit from a complimentary Priority Pass™ membership and have access to more than 1,700 airport lounges in over 145 countries.

  • Included: Two complimentary lounge visits per year
  • Additional guests: Access to lounges for USD 35 per person, per visit

Gold Card members enjoy access to the American Express Global Lounge Collection® with over 1,700 lounges worldwide, including Priority Pass™, Centurion Lounges, American Express Lounges, and Plaza Premium Lounges.

Lounge access is also available at Swiss airports in Zurich (ZRH), Geneva (GVA), and Basel (BSL).

Guests may join for a small fee.


The CHF 25 quarterly dining credit reduces your restaurant bills in Switzerland.

In addition, American Express SelectsSM offers worldwide discounts at hotels, restaurants, and shops.


The insurance package includes:

  • Overseas medical insurance
  • Public transport accident insurance
  • Purchase protection: return rights, theft and damage coverage
  • 2-year extended warranty on household appliances
  • Online purchase protection

This way, you benefit from comprehensive coverage when traveling and shopping online.


The American Express® Gold Card is equipped with modern security technology to ensure maximum protection in everyday life:

  • Secure contactless payments up to CHF 80 without a PIN
  • Mobile payments with Apple Pay, Google Pay, or Samsung Pay
  • Full real-time control and card blocking via the Swisscard app

In case of emergency, the rapid card replacement service guarantees that you can continue making payments worldwide without interruption.



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American Express® Gold Card

Go for gold

Apply for the American Express® Gold Card and enjoy extensive benefits.

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Apply for the American Express® Gold Card and benefit now.

Apply for the American Express® Gold Card and benefit now.